How To Choose The Right Kind Of Plants For Your Landscape

Landscaping is a great way to beautify your home. With a few simple tricks and tips, you will become a far better landscaper. Use this article to learn how you can improve the landscaping in your home.

Your landscaping should contain local plants whenever possible. When landscaping your garden, always try to use trees, shrubs and flowers that are local to your area. Native plants will thrive in the poorest of soils, are less likely to require a lot of water, and will survive in even the most extreme weather conditions.

Native Plants

Using native plants for your landscaping plan will make it easier to maintain your yard. Native plants by their very nature will grow well in your area with a minimum of upkeep. For low-maintenance, native plants are an excellent choice. You could find more info on plants that are local to your area at any gardening store in your region.

You must know how annuals and perennials are different. You should also know what plants work best in your area. Do not forget to take different seasons into account when landscaping, too. You need to keep all this in mind as you draft your landscaping plans.

TIP! It’s a good idea to have a list of the products you need to buy or collect before beginning your project. You don’t want to get started on your landscape project and then have to stop to go back to the store for something you have forgotten.

Contrary to what you may have heard, hiring an expensive landscaper or designer isn’t necessary to achieve a beautiful look with your property. You will just be spending unnecessary money. You might need a consultant though, as they will help you take the right steps.

Consider existing structures before beginning any landscape project. Check to make sure that there are not any underground cables or pipes prior to digging. Before you get out the shovel, contact the local utilities to determine where the underground lines are located.

If you are doing a major landscaping project, think about talking with a landscape architect who can give you a fresh perspective on your idea and design. An experienced professional can give you some valuable and time-saving tips that significantly cut costs and time in the long run. It may cost you $75 or so for a one hour consultation, but it may be well worthwhile.

Peat Moss

A great way to help the survival of your plants is to use peat moss. Peat moss provides ground cover while also providing necessary plant nutrients. Peat moss also looks darker and richer than regular dirt.

If you want to hire a landscaper, get references. Price is important, but if you ask to see some pictures or addresses of work a landscaper has done, you will be able to see first hand if they are right for the job you want accomplished.

TIP! Although some home owners swear by it, you will find that you can create a very attractive landscape on your own without the assistance of a professional. Using a professional landscaper can be quite expensive.

To develop a landscape that requires the least amount of work while giving the most natural and hardy results, choose native plants. It’s a lot easier to take care of most native plants than plants that don’t grow locally because native plants have already adapted to your climate. The upkeep of these local plants will be less as well, which can save you money on water bills.

Landscaping isn’t as hard as you might have thought if you do it properly. If you use the advice in this article, you will soon see the results you want. Once you’ve learned enough information and spent some time in the field, you will be a landscaping pro. Begin the journey of becoming an expert landscaper right now!

http://tttlawncare.com/how-to-choose-the-right-kind-of-plants-for-your-landscape-2/

Advertisements

Professional Landscaping Done Yourself, Use These Hints To Get Started

A good landscape is perfectly balanced, giving the eye something great to look at. Landscaping should also give give the home owner necessary space. You may think that this is a lot to think about; however, if you follow the tips presented here, you will surely be able to create a workable plan.

Before beginning your next landscaping project, consider sketching out how you would like it to look first. A drawing will let you visualize the space and understand which materials are required to complete the job. If you find you need to make adjustments, it will be easier to do to a sketch than to your yard or garden.

TIP! Choose plants native to your area to plant in your yard. Native plants are a good choice because they are acclimated to thrive in your climate.

To update your current landscape cut a new clean edge with soft curves. That is more modern than having sharp corners and/or straight lines. Cutting your edges can be inexpensive and really improve the look of your flowers and lawn when you do so.

Is selling your home in your plans? If you make an investment in landscaping your home, it could offer a return of up to 200%. Focus on the front lawn to create added curb appeal, or create a defined outdoor living area in your backyard.

Quality Products

TIP! When planning a landscape, know the differences between annuals and perennials, and know which plants, flowers and shrubs will work best in a certain area and climate. When landscaping, it is important that you are aware of the seasons.

Quality products are worth their higher cost. Many home improvement shops carry items that do not cost a lot and are not of high quality. Go to specialtystores to get good products and advices from experienced workers. Do not fret about spending money on products, because you need quality products to create a quality yard.

Landscaping is a lot more than planting grass and trees. You can add visual interest by including structures of iron, cement, will wood. Use decks, archways and pergolas to create attractive looks that are complex, beautiful and visually interesting. No matter what your price range, you can find many accent pieces that can fit into your budget.

To enjoy the widest selection of plants and save yourself money, shop for landscaping supplies online. A number of websites offer quality products at low prices. Always read reviews from other customers to make sure you are ordering a good product that will be delivered in a protective package. Check several web sites to do comparison shopping.

TIP! When building an outdoor kitchen, look to granite for your surfacing. Granite is a low maintenance material so while it might cost you more during the initial install, it will be worth the money later on since you won’t be faced with constant bills for replacements and repairs.

Don’t gather up all the grass clippings as you mow the lawn. The grass clippings are a natural fertilizer for the lawn when the grass decomposes, this means that additional fertilizer is only needed occasionally.

Depending on the item you can go ahead and purchase the cheapest one. Items such as common perennials, mulch and containers are no different no matter how much they cost. Make sure to inspect the plants before purchasing them to make sure that they have been cared for at the store. Many discount big box stores may not have workers who provide the optimum care to their plants.

Make a landscape that looks great all year around. This just means having certain plants that will spring to life in the warmer weather, and something attractive in the winter time, such as pine trees. Be sure to study plants before beginning your landscape project. This is the key to creating a successful landscape.

TIP! Consider a watering system that drips instead of flows water to your plants. This type of irrigation is very easy to put in, and it lets you moderate the water flow to your plants for continuous or off-and-on watering.

The key to landscaping on a budget is breaking each project down into small, attainable phases. You can always do things in stages, a little bit each season. This makes financing the project much more doable. Write down everything you want to accomplish, then prioritize each goal.

When buying materials, it’s not always the best idea to only buy the cheapest stuff. Paying for a high quality product, good customer service or a good product warranty might be more expensive on the front end, but it can save you money over the long term. Consider all the pros and cons before you purchase any product. Often, spending a bit extra up front can save you down the road.

Beauty and functionality should be your main goal when landscaping. By prioritizing, you can get satisfying results even on a small budget. Apply the tips you’ve just read to help you do this. Put the information you have learned into action and you will be pleasantly rewarded.

http://tttlawncare.com/professional-landscaping-done-yourself-use-these-hints-to-get-started-2/

Common Issues With Your Lawn And What You Can Do

You must learn a few things about your projects before you start them. Not knowing what to expect beforehand can lead to failure; read the tips in this article, so you will be able to master a landscaping project and therefore do it the right way.

To give your landscaping a new fresh look, re-edge your rock or flower beds with curves that are soft. A curving bed offers a more contemporary look than the classic square and rectangular planting areas. It’s relatively inexpensive to cut fresh edges and they will make a big difference.

TIP! Granite is an excellent material to use for an outdoor kitchen. Even though marble and other material is less expensive, granite allows you to put hot things on it without damaging it.

Fill your yard with native plants. Native plants are easier to care for because they are already comfortable in your climate and soil. This makes them easier to care for than imported plants. A great way to find out if the plants that you want to use are native for your region is to visit the local nursery or gardening store.

Use a drip style system to water your plants. Installing these devices is a snap, and they supply your plants with a never ending supply of water. It is also much more sustainable as it uses a lower amount of water.

Ground Cover

TIP! Use a drip style system to water your plants. They are so simple to set up, cost-effective and provide your plants with as much water as they need.

You may have a hard time planting flowers under a shade tree. Rather than putting flowers there, think about utilizing ground cover as an alternative. Ground covers are easy to maintain and will add interest to your landscape. Great ground cover options include sweet woodruff, and hosta.

Try using curved edges when landscaping your yard. In most cases, sinuous, winding borders will look more appealing than rigid, straight ones do. They also add a softness in contrast to the angles and lines of your home and driveway.

If you’re running short on cash when landscaping, you don’t have to keep complete the whole project. It’s perfectly reasonable to divide your project into smaller steps, or to have seasonal goals. This makes financing the project much more doable. Make a list of everything that you want to accomplish, and pick the ones you desire the most to finish first.

TIP! Create a multi-seasonal garden to get a lot from your landscaping efforts. Look for plants and shrubs that bloom at various times throughout the year.

In order to make sure no money is wasted, it’s best to plan out everything before you start buying anything. Create a sketch of your finished landscape so you know precisely which materials you need. Impulse buying can be lots of fun, but may be expensive when buying plants.

When figuring out which plants you want for your landscape, take climate into consideration. Plants that are not in the appropriate climate zone will not produce the results you desire. Before choosing your plants, think long and hard about the weather conditions and sunlight.

The kind of soil your property has should be taken into consideration when you begin landscaping. Some plants don’t grow well in some soil. If you see that some plants aren’t growing, consider changing soil; you might also consider wood chips or mulch.

TIP! Pick out products that are made well and avoid cheap ones. If you always gravitate toward the bargain bin or 50 percent off plants, you might be setting yourself up for a lot of work and trouble.

When landscaping, one thing you want to take into consideration is the climate and how much rainfall you get in an average year, as well as the climate in general. In many parts of the country, there are water restrictions in place due to shortages, so attempt to choose varieties of plants that won’t need tons of water and that can grow in your climate.

Educate yourself on the techniques involved in landscaping design. As an example, anchor plants can be used to build continuity in your yard design. The texture of plants are also important so consider that to vary your design. There’s tons of books available that can help you landscape effectively.

Create designs that emphasize function and joy. For example, don’t forget that you will need to leave areas for important structures such as a driveway or deck. Avoid planting close to your home’s walls, or you may create a haven for pests who want to go inside.

TIP! Many times a professional landscape architect or designer are not needed for your landscaping renovation. Using a professional landscaper can be quite expensive.

It’s been said that landscaping a yard is a lot like renovating a room in your house–a small amount of knowledge will go a very long way. Be sure to study, take notes, and create firm sketches and plans to help you renovate your landscape creatively.

http://tttlawncare.com/common-issues-with-your-lawn-and-what-you-can-do-3/

No Landscaping Experience? These Tips WIll Help!

For some, landscaping can be a simple touch up job that slightly improves the overall look of a home. Other people turn it into something much, much more as they create their masterpiece. Whatever landscaping plans you have, the following ideas can improve the results of your landscaping efforts.

Flower Beds

TIP! Consider edging your garden to create soft and shapely beds. Curved beds look more contemporary and visually striking than straight-edged beds.

If you want your landscaping to have a fresh look you should work on giving your rock or flower beds soft curves on the edges. Curved beds are all the rage these days, while right angles are considered boring and passe. If you invest the time in putting new, curved edges on your plantings and flower beds, you may be surprised by the significant impact this affordable alteration can make.

Fill your yard with native plants. Native plants are require less effort on your part because they’re accustomed to your soil and environment. That makes them a variety that is easy for anyone in any yard to take care of. Check out a local gardening store and see what plants are actually native in your area.

If you will be putting an outdoor kitchen in your yard, it is wise to put granite on its surface. While there are more inexpensive surface options, granite is often the most attractive, versatile and durable choice.

TIP! Test the pH and composition of your soil before you plant anything. Having a soil test done will let you know what can grow well in your local area.

If you are planning to put your home on the market, landscaping is worth considering. Compared to other types of home improvement projects, a good way to generate good returns for your house is landscaping. Enhance curb appeal by sprucing up the front lawn, or create a great living space to hang out in your backyard.

Internet landscaping resources are often overlooked by people who want to work on their yards or gardens. However, online shopping is more convenient and cheaper; you can also be lucky to find various rare landscaping plants that cannot be found the local nursery or any large retail store.

When planning on making some changes to your landscape, you need to pay attention to existing structures before breaking ground. Know where all pipes and other hardware are located so that you can landscape around them. If you have plans to dig in your yard, contact your county or city ahead of time to avoid damaging underground utility lines.

TIP! Create a multi-seasonal garden to get a lot from your landscaping efforts. Select plants that offer visual appeal in summer, autumn, springtime and winter.

If you plan on doing a major landscaping overhaul yourself, look into first talking it over with a professional landscaper or architect. They will give you tips and tricks that are invaluable to help you save money and shorten the duration of the project. Even though the hourly cost of a consultation can be about $75, the investment can save you time and money.

If you would like lots of color, but have a limited budget, consider wildflowers for your yard or garden. You can find wildflower seeds at most home improvement stores. Just scatter them over a large area or anywhere that is difficult to plant. This will provide a visually pleasing variety of colors. You can also cut the wildflowers to bring inside to arrange in your home in lovely bouquets.

Curved Borders

TIP! Internet landscaping resources are often overlooked by people who want to work on their yards or gardens. However, shopping online is both easier and it allows you a wider selection than any local stores.

Use curved borders on your plantings when you’re landscaping your yard. These are more pleasing to the eye than square, blocked beds. As someone looks at your home from your street and sees the curved borders, they will not be focused on straight lines of your home’s more hardscape elements.

Landscaping is a broad term which means different things depending on who you ask. Some people just want to add a few finishing touches, but others want to spend months planning the project so every detail will be perfect. In either of these situations, the same basic principals apply, and this article has introduced you to them.

The post No Landscaping Experience? These Tips WIll Help! appeared first on Triple T Lawn Care.

http://tttlawncare.com/no-landscaping-experience-these-tips-will-help-2/

Money Basics

Develop a Budget

Creating a budget doesn’t have to be hard and it has many benefits! It’s an easy way to pinpoint areas where you can reduce spending and it can help build a habit of saving. Plus you can use your budget to set financial goals – whether that means building an emergency fund, saving up for a large purchase, putting money away each month for retirement, or many other goals. For an in depth look at budgeting and managing money, consider visiting the Federal Trade Commission for more information (search: Money Matters). In the meantime, here are a few easy steps to develop a budget:

  • Write down your total monthly take-home pay
  • List your monthly expenses
    • Include fixed expenses such as loans, Internet access, and phone bills
    • Include variable expenses such as gas, groceries, and electric bills
    • Include occasional expenses such as gifts and entertainment
  • At the end of the month, subtract those expenses from your total pay
  • Identify areas that have room to reduce spending
  • Use this information to set a monthly budget that includes saving
  • Any excess funds at the end of the money can be put into your savings, emergency, or slush fund
  • Each month review your progress and tweak as needed

Protect Against Accidental Overdrafts

Preventing fees incurred by overdrawing your account begins with knowing where your money is, whether you participate in our Overdraft Privilege program or not. It is important to keep track of your balance every time you write a check, swipe your debit card, or authorize an automatic withdrawal. Simply looking at your checking account balance may not reflect all of your “outstanding” items. This is because when you write a check, funds are not withdrawn from your account until the person/business deposits or cashes the check. Even when you use your debit card, funds may not be withdrawn from your account immediately if the business waits to process all transactions once a week. So how do you know where your money is if you have outstanding transactions?

  • Set up a Overdraft Sweep
  • When you set up an Overdraft Sweep with your account, money will automatically “sweep” or be transferred from a specified account to cover the overdraft for a fee of $10 from the credited account. A great example of this is to set up money to transfer from your savings account into your checking account in increments of $50. If you use your debit card to accidentally overdraw your checking account by $15, your “sweep” will automatically transfer $50 out of savings and into your checking account. This will bring your checking account positive by $25 after the $10 overdraft sweep fee is charged and save you from being charged an insufficient item (NSF) fee.
  • Monitor your accounts & transfer funds by 6:00 p.m. CST
  • We offer a variety of ways to monitor your accounts 24/7. Online Banking, Mobile Banking, and Telebank all provide you the ability to check your balance and transfer funds anytime, anywhere. If you see your checking account is overdrawn, simply bring your account positive by completing an EXPRESS TRANSFER by 6:00 p.m. CST on the same day the account went overdrawn.
  • Keep a checkbook register with you at all times.
  • Every time you use your debit card or write a check, notate the amount in your checkbook register and subtract it from the balance. Why is this so important? Because it takes time for transactions to be presented to the bank and subtracted from your bank balance. A check may take days to be received through the mail or may sit on the recipients desk for a week before being taken to the bank. Debit card transactions can take a few days to show up on your bank account balance if the store only sends transactions to their processor once a week.
  • Use a Reconciliation Sheet
  • This is an easy way to identify debit card or check transactions that are outstanding. To download a “paper and pencil” Reconciliation Sheet, Click here. To download a Reconciliation excel spreadsheet, Click here. Start by writing down the ending balance of your last statement (or use the most recent balance from your online banking). Now is the time to pull out your trusty  checkbook register! If your bank account balance is different than your checkbook register balance, simply compare the two, marking off each transaction in your checkbook register that is showing on your bank account statement or online banking. Then use the Reconciliation Sheet to notate the transactions in your checkbook register that have not been marked off. If your books still do not add up after completing the Reconciliation Sheet, contact our Customer Support Center for help!

A bank with family values! We have been locally owned and managed since 1868. NVB has been serving the needs of northwest Missouri’s citizens for a century and a half. Click Here for Free and Care Free Checking in St. Joseph MO

https://cityofsaintjosephmissouri.com/finance-insurance/nodaway-valley-bank-money-basics/

Great Tips For Having A Beautiful Landscape At Your Home

For some people, landscaping might be a minor change to their home’s look. Other times, it can be something quite difficult or complex. The tips in this article will be of benefit to you no matter what your plans may be, so read on.

When building an outdoor kitchen, look to granite for your surfacing. Although granite may be expensive, it has many advantages including less maintenance and the ability to place hot pots on it without damaging the surface.

Irrigation Systems

Using a drip watering system is a great way to keep your garden well watered. This is because irrigation systems like these are easier to install and can leave the plants fed with continuous water. Irrigation systems actually use less water, because they use a slow drip rather than large streams of water.

If you create a garden that is used in all seasons, you will get the most from it. Choose different kinds of plants for different seasons, which are appropriate depending on the soil and region. Keep your property beautiful throughout the year with trees that provide vibrant foliage or pines and evergreens that maintain their color in cold weather.

TIP! When landscaping, use native plants if you can. It works best in any garden or plant bed to choose trees, flowers and other greenery that are native to your area.

Don’t tackle too large of a landscaping project at one time. It makes sense to complete your work in stages so that you do not need to spend lots of money at once. By doing your landscape in phases you will also be able to make any necessary changes along the way.

Save on materials by buying them at the right times. The best time to buy lumber is during the winter. Buy organic materials, like shrubs and mulch during the later part of the season. If new varieties of plants become available, wait until the price drops; this normally takes a couple of years.

Get professional advice before starting a landscaping project. Even if you will do most of the work yourself, it may help to spend a small amount on a consultation so that you can steer clear of spendy mistakes. Talking with an expert is particularly important if you have no landscaping experience.

TIP! Begin your landscaping project by making a list of the materials and items you will require. This can help you to avoid the dreaded problem of starting your project, only to find that you have forgotten to purchase something and need to stop and wait until you can obtain the necessary supplies.

Measure out the area you plan to make changes in before you purchase any materials or plants. Knowing your measurements will help you understand how many plants you need, rather than guessing incorrectly at the store. You’ll save the time and effort you would have had to expend running back and forth to the store numerous times for additional purchases and returns.

As you begin your landscape design journey, think about getting some advice from a professional before you make any major decisions. Further, these professionals can help reduce the amount of time and money you spend on your project. An hour-long meeting with a professional averages about $75, which is a small price to pay for the insight and money-saving advice they can provide.

As you may have realized, landscaping has different meanings for those to do it. Some think it’s a quick fix up, while some think it’s an in depth and artistic endeavor. The advice from the above article should help you whip any yard into shape and give it a more manicured look.

http://tttlawncare.com/great-tips-for-having-a-beautiful-landscape-at-your-home-2/

Learn From These Landscaping Doҳ And DonҴs

Does your home look worn and tired? If that is the case, you might want to consider doing some landscaping. If you have an older home, landscaping can update its look, transforming it into a visual treat. Read on to learn some great ideas for your landscaping plans.

For a fresh look for your landscape, re-edge the rock beds and flowerbeds with curves that are soft. Curved beds look more contemporary and visually striking than straight-edged beds. An inexpensive project, which makes a big impact is cutting fresh edges.

TIP! Before you begin your new landscaping project, you should sketch out what you desire it to look like. This lets you visualize the space with the correct dimensions, thanks to your careful measurements, so you can estimate the materials needed and costs involved.

Create a multi-seasonal garden to make the most of your landscaping endeavors. Select a wide variety of plants, with some blooming in each season, according to the region in which you live. Evergreen trees and exotic tree species with notable foliage can also help preserve your landscape’s year-round appeal.

Do you plan to sell your house soon? In comparison with other projects, investing in the landscape of your home can easily generate returns of up to 200 percent. Enhance curb appeal by sprucing up the front lawn, or create a great living space to hang out in your backyard.

Select plants wisely, because that could seriously affect the result of your overall landscaping project. Find out how much sunlight your plants need to thrive. Also, make sure that any trees you put in have space to grow. Take the time to ensure your plants can thrive in their new home.

TIP! When you are putting together an outdoor cooking area, consider using sturdy granite for the surfaces. While other materials such as marble don’t cost as much, granite allows you to place hot items on them without any risk of damage.

Most people don’t think about buying landscaping products online. This can not only save you money, but it can also help you to find plants that are more rare and not carried locally or even in specialty stores in your area.

You can save money by timing purchases. The best time to buy lumber is during the winter. Buy organic materials, like shrubs and mulch during the later part of the season. When original varieties of plants are introduced, their costs are usually sky high. Wait a couple of years for the demand to decline along with prices.

It can be hard to grow flowers around a large tree you may have in your yard for shade. Rather than a fruitless effort with flowers, try using a ground cover. Not only will this make your yard more beautiful, it’s simple to keep up with. Sweet woodruff and hosta are ideal ground covers.

TIP! Although some people are surprised, you don’t need to pay a designer to perform your landscaping job. You will just be spending unnecessary money.

When hiring a professional of any kind, even landscaping, make sure you ask for professional references. Price is very important, but so is quality. Being able to see properties that the landscaper completed will give you a better idea if the landscaper is a good fit for your needs.

Consider using mulch with your flowerbeds. Mulch is a great way for your plants to stay hydrated so that they can survive in warmer weather. Mulch allows your plants to have the water that they need.

Talk to an expert before beginning your project. Even if you’re landscaping yourself, it’s always good to consult a professional. If you are unsure, these professionals can give you helpful tips while also telling you what to avoid doing. They can still be of value to you with a second opinion if you are familiar with various landscaping techniques.

TIP! Save yourself some money by shopping online, and browse a much larger selection. Plenty of websites offer high quality products, usually at reasonable prices.

Now that you have these landscaping tips, your home no longer has to look dull. You can make your home look very vibrant and as though it was part of a film. Just make use of everything that you have learned here and you will be able to breathe new life into your property.

http://tttlawncare.com/learn-from-these-landscaping-dos-and-donts-3/